Payments & payouts
Accept cards, bank transfers, and wallets, then send instant payouts to vendors and staff in one flow.
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Payments · Banking · Cards
One platform to move money and run your business finances.
Vaultpay lets you accept payments, issue virtual cards, send global payouts, and automate invoicing — from a single secure dashboard your whole team can trust.
Trusted by 14,000+ finance teams and fast-growing businesses
◆ Northgate
● Lumengrid
▲ Stackbloom
■ Cobalt Labs
✦ Vireo
△ Orbital
What Vaultpay does
Everything your money needs, in one place
Stop stitching together five tools and a spreadsheet. Vaultpay brings payments, cards, payouts, and reporting into a single, secure platform.
Virtual cards
Issue unlimited virtual and physical cards with spend limits, merchant locks, and real-time controls.
Learn moreSmart invoicing
Send branded invoices, automate reminders, and reconcile payments the moment they land.
Learn moreMulti-currency
Hold, convert, and settle in 40+ currencies at interbank rates — no hidden FX markups.
Learn moreFraud protection
Machine-learning risk scoring flags suspicious activity and blocks fraud before it settles.
Learn moreDeveloper API
Embed payments and issuing into your product with a clean REST API, webhooks, and SDKs.
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How it works
Live in minutes, not months
No lengthy onboarding or legacy paperwork. Open an account, verify, and start moving money the same day.
Open your account
Sign up in minutes and complete fast, fully digital business verification.
Connect your stack
Link your bank, accounting tools, and checkout with one-click integrations.
Issue cards & pay
Create virtual cards, set limits, and send your first payouts instantly.
Automate & scale
Let rules, approvals, and reporting run the busywork while you grow.
Numbers our customers count on
Performance across the Vaultpay platform over the last twelve months.
$9B+Payments processed
99.99%Uptime SLA
180+Countries covered
0.2sAvg. auth time
Customer voices
Finance teams that switched to Vaultpay
"We replaced three tools with Vaultpay. Closing the books went from a week to an afternoon, and our payout fees dropped 40%."
"Issuing virtual cards for every contractor used to be a nightmare. Now it's two clicks with a hard spend limit. Game changer."
"The API was live in our product in a single sprint. Settlement, webhooks, multi-currency — it just worked out of the box."
Ready to move money the modern way?
Open a Vaultpay account in minutes. No setup fees, no minimums — only pay for what you process.