Security is the product

Vaultpay is built on bank-grade infrastructure, independently audited controls, and a fraud engine that never sleeps. Your money and your customers' data are protected at every layer.

Certifications

Audited and compliant by design

We hold the certifications that regulated payments demand — and we publish our reports to customers under NDA.

PCI DSS Level 1 Highest card-data standard
SOC 2 Type II Independently audited controls
GDPR Privacy by design
ISO 27001 Information security mgmt
PSD2 / SCA Strong customer auth
3-D Secure 2 Adaptive checkout auth
Safeguarded funds Segregated partner banks
AML / KYC Continuous monitoring
Protection at every layer

How we keep your money safe

From the network edge to the database, every part of Vaultpay is engineered to protect funds and data.

End-to-end encryption

All data is encrypted in transit with TLS 1.3 and at rest with AES-256. Card numbers are tokenized and never touch your servers.

Real-time fraud engine

A machine-learning model scores every transaction in milliseconds, blocking suspicious activity before funds ever move.

Granular access control

Role-based permissions, SSO/SAML, and mandatory two-factor authentication keep every account locked down.

Continuous monitoring

24/7 anomaly detection, audit logs on every action, and automated alerts flag risk the moment it appears.

Safeguarded funds

Customer balances are held in segregated accounts at regulated banking partners — kept separate from company funds.

Chargeback & dispute tools

Automated alerts, evidence collection, and one-click responses help you win disputes and recover revenue.

Reliability you can build on

Independently measured platform performance over the trailing twelve months.

99.99%Uptime SLA
< 50msFraud check latency
256-bitAES encryption
24/7Security monitoring
Responsible disclosure

A security team you can reach

We run a public bug-bounty program, undergo regular third-party penetration testing, and welcome responsible disclosure from the security community. If you've found a vulnerability, our team responds fast.

Bug-bounty program

Researchers are rewarded for responsibly disclosed vulnerabilities.

Independent pen testing

External experts probe our systems on a continuous schedule.

Published status page

Real-time incident transparency, every minute of every day.

Build on infrastructure you can trust

Talk to our team about compliance, data residency, and the controls your business needs to move money safely.